Australian property settlement guide

    Divorce settlement examples: how to read them without treating them as a prediction

    Examples can make a confusing process easier to picture. They cannot tell you what a court would decide. A useful comparison starts with the net property pool, then checks contributions, current and future circumstances, evidence and the practical way assets could be divided.

    Written by Split Ways Updated 11 August 2026

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    A percentage is only one part of a workable property arrangement.

    The short answer

    There is no standard divorce settlement percentage in Australia. The Family Law Act framework requires the property and liabilities to be identified, contributions and current and future circumstances to be considered, and any order to be just and equitable. The examples below are deliberately simplified illustrations, not legal advice or court predictions.

    What a useful settlement example includes

    Look past the headline percentage. First identify the assets and liabilities included in the pool, including the home, savings, debts and superannuation where relevant. Then ask what each person contributed before, during and after the relationship, and whether current and future circumstances may be relevant. Finally, test whether the proposed assets actually deliver the intended net result.

    Illustrative example: a shared home and super

    Alex and Jordan have a combined net property pool of $600,000 after agreed debts. Assume, purely for illustration, they agree that an overall 55/45 division is an appropriate negotiating position. That would be $330,000 and $270,000 respectively. It does not say who keeps the home, how a mortgage is refinanced, or whether super is included. Those implementation questions can change whether an arrangement is workable.

    Illustrative pool

    $600,000

    Net assets after agreed liabilities.

    Illustrative 55/45

    $330k / $270k

    A starting point, not an entitlement.

    Why two similar examples can produce different outcomes

    A long relationship, a short relationship, assets owned at the start, unpaid care work, income differences, health, and the care and housing needs of children can all matter in context. From 10 June 2025, the economic effect of family violence must also be considered where relevant. Do not assume that one fact, one relationship length or one percentage determines an outcome.

    How an agreement can be formalised

    If you reach agreement, consent orders and financial agreements are different legal pathways. The Court says consent orders can be sought jointly and must meet the legal requirements, including that financial or property orders are just and equitable. A financial agreement has separate strict legal-advice requirements. Get advice before choosing the document that fits your circumstances.

    Use examples as questions, not answers

    • What is in the property pool, and what debts are included?
    • Is superannuation included or dealt with separately?
    • What evidence supports each contribution and circumstance?
    • Can the proposed home, cash and debts be transferred or refinanced in a workable way?
    • Should the agreement be checked before anyone signs or files documents?

    General information only

    This guide gives general information, not legal advice. It does not assess your evidence, predict a court outcome or guarantee an entitlement. Get family-law advice for circumstances involving family violence, complex assets, trusts, companies, overseas property, bankruptcy, tax consequences or unusual super interests.

    Related property-settlement guides

    Primary sources checked

    We checked the Family Law Act 1975, Compilation 101 (in force 10 June 2025), the Attorney-General’s Department’s property changes fact sheet (published 13 January 2025), and the FCFCOA guidance on agreed financial or property arrangements (checked 11 August 2026).