What information will I need?
Have the overall picture for both people in mind. Approximate values can help you start where the form allows them; complete, supported figures matter when preparing an agreement.
- Your relationship: its length, separation circumstances, children and care arrangements.
- Assets and debts: property, savings, investments, vehicles, mortgages, loans and other liabilities.
- Superannuation: both people’s current interests, balances and fund types.
- Contributions: what each person brought in or contributed, including income, gifts, inheritances, homemaking and parenting.
- Current circumstances: ages, income, earning capacity, health and care responsibilities.
Include information about individually and jointly held property. Don’t assume something is irrelevant just because it is in one person’s name.
How the tool treats debts and super
The tool excludes HECS-HELP debt from its pool calculation by default. That is a modelling choice, not a ruling about your liabilities. Current super values are included once in the combined pool. Complex interests, such as defined benefit funds, pensions or SMSFs, can make the pool provisional and need professional valuation.
Read the court’s superannuation guidanceHow does Split Suggest calculate the estimate?
Split Suggest combines a property-pool calculation with an AI-generated assessment of your answers. The software calculates the pool and dollar amounts; AI produces the percentage range and its explanation.
Build the property picture
The tool adds the entered assets and current super balances, then subtracts included debts to calculate the combined net property pool.
Consider the circumstances you describe
AI uses your relationship information, contributions and current and future circumstances to generate an indicative percentage range and identify uncertainty.
Show the range in context
The software checks the response’s structure and arithmetic, then applies the percentage bounds to the pool. These checks do not verify your facts or establish legal accuracy.
Model limits and uncertainty
The current model limits percentage ranges to 20%–80%. This is a product constraint, not a legal limit. Unusual situations may fall outside its model. Missing information may widen factor ranges or lower the support for the estimate; it does not always change the percentage.
AI can misunderstand information or produce errors. We do not claim that the range has been independently validated against court outcomes. No lawyer reviews your automated estimate as part of this free report.
When is an estimate not enough?
Get individual advice if facts are disputed, assets are missing, there are businesses, trusts or complex super interests, or you are unsure which law applies. The report does not verify documents, resolve ownership disputes or confirm your eligibility or time limits.
If there is family violence, coercion or pressure to agree, a calculator cannot assess the situation safely or determine its legal effect. Seek specialist support and advice rather than using the estimate to negotiate a split.
The court’s approach includes contributions and future circumstances, including relevant effects of family violence. See the court’s explanation.
Do not use a percentage in isolation to decide whether to sign an agreement.
Common questions about divorce calculators
Is the divorce calculator free?
Yes. Split Suggest and its property settlement estimate are free. You do not need to buy a consent-order package to receive your report. Any later consent-order service has separate fees.
Is property automatically split 50/50 in Australia?
No. There is no automatic 50/50 split or fixed legal formula. Contributions and each person's current and future circumstances matter. The court considers whether proposed property orders are just and equitable.
Can I use it if we were de facto or are not divorced yet?
The form accepts married and de facto relationship information, including people exploring separation. It does not establish whether you meet legal eligibility requirements. De facto matters in Western Australia follow a different legal framework, so seek advice specific to that jurisdiction. Divorce and property settlement are separate processes.
Does the estimate include superannuation?
Yes. Split Suggest includes entered current super balances in the combined net property pool. The dollar range includes super, so it is not all available cash. A percentage estimate does not arrange a super transfer or replace the valuation and formal steps needed for a super split.
What can change my estimate?
Different property values, omitted debts, contributions, income, care arrangements or other circumstances can change the estimate. Missing or disputed facts can also change the explanation and its uncertainty. The result relies on your answers; financial documents are not verified.
Will my former partner receive my report?
Your former partner is not automatically sent your report. You receive a private report link. Anyone with that link can view the report, so only share it if you intend to give access. See the expiry shown with your report link.
Is the report an agreement or a consent order?
No. The report is an automated estimate, not legal advice, an agreement or a court order. If you reach an agreement, you can consider applying for property consent orders. The court must approve the proposed orders before they become binding court orders.
Explore property settlement scenarios
Compare illustrative splits, understand timing and consider what happens to the house.
50/50 property splits60/40 property splits70/30 property splits80/20 property splitsDivorce settlement examplesProperty settlement time limitsWho gets the house?Sources and page information
Prepared by Split Ways. Page content and linked public guidance checked on . This is general product information, not an individual legal review. The fictional example demonstrates arithmetic and report structure only.
Federal Circuit and Family Court of Australia: property and financesFederal Circuit and Family Court of Australia: superannuationFederal Circuit and Family Court of Australia: when you have agreedAttorney-General’s Department: dividing property and finances after separationHow Split Ways handles your information